Discover the power of ownership.
Rent vs Buy Calculator
See the cost of renting compared to owning over 1 / 3 / 5 years. Use the “Rent Crossover” tool to see when monthly rent is expected to exceed the monthly cost of owning.
Inputs
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Enter your numbers and hit Calculate.
Rent crossover compares monthly rent (with increases) vs monthly owning cost.
Estimated Monthly Rent (today)
$—
Estimated Monthly Own (all-in)
$—
Month 1 Difference (Own - Rent)
$—
Rent Crossover
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Total rent paid
Total equity balance
Bars show cumulative rent paid and estimated equity (home value − remaining loan balance).
Want a personalized scenario?
I can run this with exact taxes, MI, and closing costs for your target area.
Get a custom breakdown
I can run this with exact taxes, MI, and closing costs for your target area.
Disclaimer: Monthly Own “all-in” includes estimated P&I + taxes + insurance + HOA + MI. Rent crossover tool uses monthly compounding from the annual rent increase.
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A Coldstone Capital mortgage advisor will personally break down your options, putting you on a path to long term wealth creation and stability.
Coldstone Capital is a D.B.A of Premier Home & Finance Co | NMLS #2097658. Sebastian Cowgill | NMLS #2496291.
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Address
Office: 4435 Old US 23, Brighton Michigan 48114
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Phone Number:
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Coldstone is an Equal Housing Opportunity broker. Coldstone is a D.B.A of Coldstone Group LLC.
752 Cambridge Cir. Grand Blanc MI, 48439
